our blog

Is Fasting a Fad?

Fasting has been around for centuries. But as a way to lose weight, fasting only recently has been explored as a way to shed pounds. Is it fad?

3 Vegetables You Can Plant and Grow Anywhere Right Now!

There is no comparison when it comes to homegrown vegetables. No matter where you live, there are indeed vegetables you can plant right now and begin enjoying in just a few weeks!

Summer is Almost Here! Can a Couch-to-5k Running Program Get You Ready?

A couch-to-5k running program may be the perfect jumpstart to a fit and fun summer!

Special Needs Child? Consider Survivorship Life Insurance

Parents of special needs children need to plan for the long-term. Survivorship life insurance is an affordable product that can help your child long after both parents have passed on.

The Case(s) to Buy Life Insurance for Your Child

Have you ever considered purchasing life insurance for your child? We lay out three reasons why purchasing life insurance for your son or daughter may make sense.

What Medical Bills are Tax Deductible for 2019?

1 out of 4 people struggle with paying medical bills. Find out if you’re eligible to receive a tax deduction to help reduce this financial burden.

The Safest Vehicles to Buy in Model Year 2020

When it comes to purchasing your next vehicle, safety is likely tops on your list. Here’s a short list of the vehicles that earned top marks from the two leading safety agencies.

This is Why You Pay Taxes on Employer-Sponsored Disability Insurance

Employer sponsored long-term disability insurance is arguably the most important insurance you have. So why are you being taxed on the premium?

Life vs. Accidental Death Insurance

Life insurance and accidental death and dismemberment insurance are often confused with on another. Learn how each serve an important role in your financial well-being.

Benefits of Dental Insurance

The benefits of enrolling in a dental insurance plan include no-cost preventative services, negotiated pricing, and help paying for many dental procedures.

Are You Ready for Your Insurance Review?

Let’s start 2020 right, with a review of your insurance needs. I know that I always bring this up around this year, but that’s because I believe it’s so important to take a half hour or so for a quick call to review your insurance needs.

Save on Your Premium

We all need insurance which means we all have premium to pay. We’ve compiled 9 top tips to reduce your premiums without sacrificing coverage.

What Happens if You Miss Medicare Open Enrollment?

Missing the open enrollment deadline can result in having inadequate or costly coverage. However, you may still be able to make Medicare coverage changes without waiting until 2020 (although there is no guarantee).

Drugs that are going Generic between 2018 and 2022

Pharmaceutical patents allow the developer of a drug exclusive rights to it's sale for a limited time. During this time, there is no competition and the developer gets to set price. When the patent expires, however, other manufacturers can make 'generic' versions of the same drug, often at a much lower price. Here's a list of drugs going generic between 2018 and 2022. If you take anything on this list, it's time to start tracking lower cost alternatives. 

Good News: Part D Donut Hole Closes in 2020

For stand-alone Part D prescription drug plans, the maximum allowable deductible for standard Part D plans will increase to $435 in 2020, up from $415 in 2019. The out-of-pocket threshold (where catastrophic coverage begins) will increase significantly, from $5,100 in 2019 to $6,350 in 2020 (the copay amounts for people who reach the catastrophic coverage level […]