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The Hidden Benefits of Health Insurance You May Not Be Using

According to a 2023 Kaiser Family Foundation study, 73% of insured Americans don't fully utilize their health insurance benefits, potentially...

Questions to Ask Before Choosing an Insurance Policy

Whether you are looking to insure your home, automobile, or your life, selecting the right insurance policy is a critical financial decision....

Medicare Advantage - Who is it for?

Video: Medicare Advantage Medicare Advantage Plans from Carl Ritz on Vimeo. Medicare Advantage plans are an alternative to basic - or so-called...

Why Insurance Should Be Part of Your 2025 Resolutions

Making insurance part of your New Year's resolutions might sound strange at first. After all, it's certainly not as common as the typical pledges...

New Year, New Coverage: Why January Is the Perfect Time to Reassess Your Health Insurance Needs

As the calendar turns to a fresh year, many of us focus on health-related resolutions such as hitting the gym, eating properly, or managing stress...

What is Medicare Part D?

Video Tip on Medicare: Medicare Basics - Part D from Carl Ritz on Vimeo. To get the most out of your Medicare coverage, it’s important to...

Smart Ways to Cut Insurance Costs without Sacrificing Protection

Personal finances can become more challenging as the years go by, and finding ways to reduce expenses without compromising quality is a top...

What is Medicare Part B?

Video Tip - Medicare Part B Medicare Basics - Part B from Carl Ritz on Vimeo. To get the most out of your Medicare coverage, it’s important to...

Year-End Insurance Checklist: Ensure You're Covered for the Year Ahead

As we approach the new year, it's the perfect time to review your insurance coverage to ensure your protection aligns with your current needs. Like...

Why Choosing an Independent Insurance Agent Could Be Your Best Decision Yet

Let's be real – insurance shopping can feel about as exciting as watching paint dry. But what if I told you there's a way to make the process not...

What is Medicare Part A?

Video tip from my Vimeo Channel: Medicare Basics – Part A from Carl Ritz on Vimeo. To get the most out of your Medicare insurance coverage, it’s...

Exploring the Benefits of Whole Life Insurance Beyond Basic Coverage

As an insurance agent, I've seen firsthand how whole life insurance can be so much more than just a traditional safety net. While many people view...

Choosing Medicare Coverage - Video Tip

Video from Vimeo: How Do I Choose Medicare Coverage When I Retire? from Carl Ritz on Vimeo. Medicare advisor in Belvidere Illinois To get the most...

A Layman's Guide to Choosing the Right Health Insurance Plan

Choosing health insurance can feel like navigating a maze of confusing terms and endless options. After helping thousands of families find the...

Flu Season Survival Guide

Flu season is upon us, and taking proactive steps to protect your health and well-being is crucial. Here's your survival guide to staying healthy...

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