Blog for Medicare And Prescription Services Medicare, Medigap, Medicaid Insurance in Belvidere, Rockford, IL and Surrounding Areas

medicare agent, Belvidere IL, Illinois, Rockford, Cherry Valley IL, medicare consultant veterans Carl Rit

Breathe Easy: The Surprising Benefits of Houseplants in Your Home Houseplants are an excellent addition to any home. But did you know that, besides looking

When Life Happens: Building a Family Emergency Plan that Actually Works Emergencies don’t wait for a convenient moment—and when they strike, the last thing you

Why Your Dentist Might Be Your Most Important Healthcare Provider Let’s be honest, few people look forward to visiting the dentist. The chair reclines a

Concierge Medical Care: A New Way To Better Health Imagine having your doctor just a phone call away, same-day appointments without the wait, and longer,

The Benefits of Visiting Your Farmers Market this Summer Farmers markets are popping up in towns and cities nationwide as spring rolls into summer. Strolling

Rip Tides: What They Are, How to Spot Them, and What to Do If You’re Caught in One Whether you live near the coast or

Understanding Term Life Insurance Convertibility: Your Future Self May Thank You Term life insurance is one of the most popular and affordable ways to financially

Key Man Insurance Explained: Coverage, Structure, and Tax Implications Every business has that one person, or maybe even a few, whose knowledge, relationships, or leadership

Walk First, Wander Later: The Travel Hack You’ll Wish You’d Known Sooner When it comes to traveling, most of us fall into one of two

ER, Urgent Care, or Virtual Visit? Where to Go and What It’ll Cost You When unexpected health issues arise, it can be easy to panic

Bikes, Kayaks, and Rooftop Gear: What Your Insurance Covers Summer road trips often mean loading up your vehicle with extra gear. Bicycles on a hitch

Top 10 U.S. Roadside Attractions to Visit this Summer One of the joys of a summer road trip is stumbling upon those quirky, larger-than-life roadside

Beat the Heat: Smart Ways to Stay Cool All Summer Long When summer temperatures soar, staying cool isn’t just about comfort; it’s about staying safe.

Why Some Doctors Prefer Patients with Medicare Supplement Plans As more Americans age into Medicare, the choices between Medicare Advantage and Medicare Supplement (Medigap) plans

medicare agent, Belvidere IL, Illinois, Rockford, Cherry Valley IL, medicare consultant veterans Carl Ritz

What to Do If You Get a Surprise Medical Bill Susan scheduled what she thought would be a routine outpatient procedure, an endoscopy recommended by

Health Insurance for Self-Employed Professionals: What Are Your Options? If you’re self-employed, you already wear a lot of hats: CEO, accountant, marketer, and everything in

medicare agent, Belvidere IL, Illinois, Rockford, Cherry Valley IL, medicare consultant veterans Carl Ritz

Does Your Health Insurance Cover Nutrition Counseling? Good nutrition is foundational to overall health. Yet, for years, visits with registered dietitians were treated as out-of-pocket

What Happens if You Get Hurt on Vacation? Ah… the allure of vacation. A time to relax, recharge, and enjoy the fruits of your labor.

medicare agent, Belvidere IL, Illinois, Rockford, Cherry Valley IL, medicare consultant veterans Carl Ritz

medicare agent, Belvidere IL, Illinois, Rockford, Cherry Valley IL, medicare consultant veterans Carl Ritz

medicare agent, Belvidere IL, Illinois, Rockford, Cherry Valley IL, medicare consultant veterans Carl Ritz

What to Know About Medicare’s New WISeR Model: Aiming for Smarter Spending, Not Less Care Earlier this year, the Centers for Medicare & Medicaid Services

Healthcare Sharing Ministries vs. Health Insurance: What’s the Difference? In the search for affordable healthcare, some Americans are turning away from traditional health insurance and

Do Healthy People Really Need Health Insurance? When you’re young, active, and in great shape, paying for health insurance might feel like throwing money away.

Exercises for a Sedentary Lifestyle As technology marches on, the need for us humans to be physically active diminishes more and more every day. Most

How to Get Health Insurance if You’re a Freelancer It does not matter if you earn income from a side hustle or as a full-time

Dream All-Inclusive Trips to Escape the Cold When the weather outside is frightful, it may be time to plan an all-inclusive trip to a warm

How to Take Care of Your Personal Intangible Assets What cannot be held, touched, or felt but is priceless in value? This question is great

Senior Diet: To Meat or Not to Meat The consumption of meat has been a dietary staple for many seniors. It has only been in

Do I Need a Long-Term Care Plan? As the old saying goes, the only two certainties in life are death and taxes. However, needing long-term

3 Incredible Healthcare Smart Technologies Coming Your Way The advances in medicine continue to be amazing. It was just five short years ago 3D visitational

10 Ways to Maintain Healthy Joints Joints allow the human body to move in many ways. Joints can provide simple, bilateral movements like the elbow,

5 Creative Spring Décor Ideas Ah, spring! A time when the Earth awakens from its winter slumber and bursts back to life. Seedlings emerge from

5 Step Checklist to Choosing a Health Insurance Plan Health insurance is perhaps one of the most complex types of policies in the marketplace today.

Happiness Through Healthy Food If you are anything like me, happy thoughts involving food usually include strawberry filled churros at the fair, cake with vanilla

5 Mistakes to Avoid When Buying a Life Insurance Policy Everybody makes mistakes. Under normal circumstances, we can correct our errors and learn from them.

How to Spot Government Imposters Imposter scams are costing Americans billions of dollars. According to the Federal Trade Commission (FTC), scammers swindled more than $2.3

I’m 50 Years Old. Should I Keep My Life Insurance? Of all our purchases, life insurance is one product we hope we will never have

Don’t Throw Away Those Used Coffee Grounds Estimates show about half of the world’s population drinks coffee regularly. Once the coffee is gone, most people

5 Foods that Will Help Keep Your Mind Healthy Experts have concluded that environmental, genetic, and lifestyle factors like diet and nutrition cause dementia. In

7 Myths About Your Back Pain At some point in our lives, 80% of us will experience back pain. It could be an annoying ache

How to Choose an In-Home Care Provider for Your Loved One in 5 Steps Bringing in extra help at home can relieve the stress placed

What are the Safest States From Natural Disasters? On the nightly news, a seemingly reoccurring theme is breaking stories about the latest natural disaster. We

Veteran and Medicare Benefits Work Together The U.S. Department of Veterans Affairs (VA) recommends that veterans with VA health care enroll in Medicare Parts A

4 Tips for a Less Stressful Summer Not all stress is bad. After all, in certain situations, stress can be life-saving. Also known as our

What Are Alternatives if LTC isn’t Right for You? Almost 70% of Americans aged 65 or older will require long-term care. This type of care

Ways You Can Spend Less on Gas Increasing gas prices affect everyone. The impact is especially significant for families whose livelihoods are dependent on driving

Do Brain Food Supplements Really Work? Humans are living longer. Life expectancy reached nearly 79 years old in 2014. This represents a 13% increase from

Know the Benefits of Walking We know exercise is inherently good for us. But you don’t have to be a professional bodybuilder or Olympic athlete

How Does Inflation Affect Life Insurance? Supply and demand drive our economy. But when these two variables become misaligned, something must give. Inflation will likely

Signs Your Identity Has Been Stolen (and what to do about it) In the U.S., a person’s identity is stolen every two seconds. A thief

Common Exercise Pains – How to Work Past Them and When to Call for Help In physical fitness, pain can be a signal that something’s

Tips to Avoid Stress Eating We all experience stress in our lives, especially as adults. And when we become stressed, we naturally seek ways to

When the Sun is NOT Your Friend (What You Need to Know about Sun Exposure) When you’re over the age of 50, lying in the

3 Tips for Safer Grilling The smell of a summertime barbeque is one most Americans long for after a cold, dark winter. Cooking over charcoal,

How to Prevent Sun Damage to Your Eyes It is imperative that we all take precautions to prevent sun damage to our eyes. Doing so

4 of the Best Ways to Stay Healthy this Summer Summertime is the perfect chance to go outside and get healthy. Between outdoor activities in

What is a Variable Annuity? 4 Key Details You Should Know If you’re thinking of annuities as a retirement plan option, or are just curious

7 Tips to Weather Challenging Periods in Your Life Life can be tough sometimes, and it can feel like nothing is going your way. But

Keeping Your Health Insurance Affordable The cost of medical care continues to increase at a rapid pace. Learning how to manage your out-of-pocket healthcare costs

The Harsh Reality of Credit Card Fees Credit card fees are a fact of life, and unless you’re planning on never using your cards, you’ll

Utilizing Medicare Preventative Services According to a recent study, two-thirds of beneficiaries are underutilizing Medicare’s preventative services. Are you one of them? Before 2011, most

7 Benefits of Slow Travel Slow travel means different things to different people. However, it is an alternate approach to what most travelers strive to

Everything You Need to Know When Retiring Under 65 When it comes to retiring early, everything you need to know boils down to two things:

Should You Insure Your Gifts? Gifts are special, as they can mean so much to the person receiving them. But what if something goes wrong

3 Top Habits that Lead to a Happy Life After Retirement If you’re like most retirees, you’ve dreamed of a life of leisure and relaxation

Living Outside Your Comfort Zone in Retirement For many people, retirement is a time to relax and take it easy. But for others, it’s an

Building Bone Density for Seniors Healthy and strong bones serve two essential purposes. First, they support our bodies so we can walk, move, and perform

3 Top Tips for Better Posture Proper posture is a must for people of all ages. The benefits of good posture are well documented and

How Much Life Insurance Do You Need Right Now? You know that you need life insurance, but are you sitting in front of your computer

10 Tips for Managing Cholesterol Levels Have you been told you need to manage your cholesterol levels? If so, you’re not alone. According to the

6 Cold Weather Safety Tips It’s that time of year again – the cold weather is here! Unfortunately, though cold weather offers many fun seasonal

How to Enjoy a Long Layover For many travelers, the last thing they want to endure is a long layover before continuing to their next

Closing Out the Year with a Smile! It was Pope George XIII that declared New Year’s Day an official day of celebration in 1582. Early

Why Do I Keep Breaking My New Year’s Resolutions? The concept of New Year’s resolutions dates back to ancient times. The ancient Babylonians are credited

I’m 60+; Do I Need Life Insurance? Well, it’s official: we’re all getting older. We may have thought we were invincible in our youth, but

Winter Hydration – Do I Need It? We all know it’s essential to stay hydrated during the summer months. But did you know it’s just

Set Yourself Up for Success with Your Fitness Routine Starting a fitness program can be a great way to improve your physical and mental well-being,

Life Without Clutter With an empty nest and retirement just around the corner, you might consider downsizing your home. Preparing for your next move and

Self-Love Ideas for Valentine’s Day Valentine’s Day is a time to celebrate relationships with significant others. But it’s also important to remember to love and

Buying Health Insurance: A Millennial’s Guide One of the most important, yet complex products you will purchase as an adult is health insurance. But with

Living Your Best Life After 60 Turning 60 typically marks a new chapter in one’s life. It’s a time to reassess your goals, focus on

Buying Life Insurance for an Elderly Parent? When an elderly parent relies on their adult children for support, the costs of medical bills, in-home or

Sharing the Road with Cyclists There are over 47 million cyclists in the United States. Unfortunately, accidents involving automobiles and cyclists have become all too

Coverage for healthcare treatment denied? Here’s what you can do. Navigating the insurance world can be tricky, especially when you’re faced with a denial of

What experts say about raising the retirement age The social security piggy bank is running low, at least according to lawmakers who are looking for

How Life Insurance Benefits Women Did you know there is a gender gap when it comes to life insurance? A recent survey by Forbes revealed

Waking Up to the Impact of Insomnia Did you know that according to the American Academy of Sleep Medicine, approximately 30% of adults in the

Keeping Health Insurance After a Layoff Losing your job can be a difficult and stressful time. As the federal government continues its pursuit of keeping

Smart Home Systems: Promoting a Comfortable Environment for Seniors As we journey through life, our needs change. This is especially true as we enter our

How to Dispose of Unused Medications The most common reason medications go unused is due to expiration. This may not surprise you, but it may

Your NEW Social Security Statement More than 65 million Americans receive Social Security benefits, with over 175 million workers paying into the system. With the

Music and Your Wellbeing Do you remember the joy of listening to music when you were a kid? Maybe you had a favorite song that

What’s Keeping You from Losing Weight? Losing weight can become an increasing challenge as we age, especially during or nearing retirement. There are many factors

Summer Workouts for Your Dose of Vitamin D It was at Eric Clapton’s house in 1969, when George Harrison wrote “Here Comes the Sun.” The

Medicare and Medicaid: Dual eligibility As you approach the Medicare age of 65, you may be wondering about the healthcare choices available to you. For

Is celebrating your 100th birthday no longer a dream? What are the odds of living to 100? They may be greater than you think. As